Not-for-Profit Work is not without Risks.

Your organization, your executive leadership and Board, your staff, and ultimately, the work you do – each comes with an inherent level of liability. As a locally owned insurance agency, Haylor, Freyer & Coon is an active member of the communities we serve. We understand your dedication to our community, and we’re here to help protect your organization.

Social volunteer work

Keep Helping Others, and We’ll be Here with the Very Best in Insurance Options and Advice.

“We knew the high level of excellence and exceptional service that we would receive from HF&C from our connection to the owner and all that he stands for both personally and professionally. Every interaction I have had with the team at HF&C has been extremely professional and I have always gotten the answers and support I needed!”

David's Refuge

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Caitlin Cregg

Risk Management Consultant


Caitlin specializes in providing risk management solutions to not-for-profit and social services organizations for the Central New York community. She handles the majority of the organizations represented by the agency and is fully versed in the complexities of their exposures and is dedicated to ensuring proper protection. Caitlin understands that not-for-profit status doesn’t reduce the exposure to property damage expenses or even lawsuits against directors and officers. This is why having the right kind of notfor-profit insurance is so important. Prior to joining HF&C as a broker in 2014, Caitlin worked for a local not-for-profit organization dedicated to developing youth sport programs across the country. Her experience within the not-for-profit environment allowed her to gain valuable knowledge which has enhanced her ability to provide tailored solutions to this unique class of business. Caitlin also has risk management responsibilities in the Enterprise Business Unit handling a variety of businesses types and size. Caitlin is a graduate from the University of Connecticut with a Bachelor’s of Science degree. She obtained both her Property, Casualty, Personal, Life and Accident designations in 2014.

Tony Procopio

Vice President, Risk Management Consultant


Tony has 29 years of insurance experience developing and managing large commercial accounts throughout the northeast. He began working in the insurance field shortly after earning a BS in Management Science at SUNY Oswego in 1985. Prior to coming to Haylor, Tony was employed by both Wausau as a Senior Underwriter, and Robert J. Hanafin, Inc. as VP in sales. His vast underwriting experience has provided the tools and expertise needed to service clients in all areas of insurance and risk management. Tony has built one of the largest client books comprised of mid to large companies with a focus on construction, large manufacturers, transportation and nonprofits. Of primary importance to Tony is providing his clients with total insurance solutions. He provides risk management services including policy reviews, coverage gap analysis, risk transfer support, guaranteed cost options and alternative programs such as captives. His goal is to ensure that the customer has proper coverage, and that the terms & conditions meet the requirements for their contracts. His focus is on protecting the assets with strategic competitively priced programs. Tony is an individual HF&C shareholder, as well as the unit leader of the Bond Department. He is constantly updating his industry specific knowledge to better serve his clients. He is an active member of the Subcontractors Association of Central New York, the Surety Association of Syracuse, the Syracuse Builders Exchange, the Association of Builders and Contractors, and the Manufacturers Association of Central New York. Tony speaks at various association, accounting and banking firms regarding risk management advisement and worker’s compensation. At HF&C he mentors up and coming risk management advisors. Involving SUNY Oswego, he has lectured students in Risk Management. Tony is an active community member involved in many programs and groups. As a member of the YMCA Metro Board of Greater Syracuse, he recently chaired the most successful YMCA Annual Campaign. Frances House, Arise, St. Ann’s Food Pantry and youth sports coaching are other programs where Tony volunteers his time.
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