A municipality doesn’t operate like a business. There are unique exposures, benefits that differ with all employees of the city or township, and utilities that are relied on by its residents. Haylor, Freyer & Coon has trusted expertise in municipalities for over 90 years. Along with our exclusive partnerships and divison experts, you’ll have access to our specialists that provide valuable insight and risk management strategies that limit your claims. We can also review your current program and find any gaps in your coverage.

Haylor’s Core Services include:

Haylor Safety Push Notifications

Clients receive regular notices on changing safety and health regulations, information on leading safety issues such as the most frequently cited safety OSHA/PESH standards, and sample documents to comply with regulatory requirements

Safety Help Desk

We provide access to certified safety professionals to answer your safety and health and regulatory compliance information

Risk Management Seminars

You’ll receive invitations to HF&C risk management seminars that cover such topics as Cyber Security, NYS Sexual Harassment training requirements, OSHA/PESH Compliance

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    Municipality Clients

    “Three years ago, Steuben County moved our property casualty insurance program to Haylor, Freyer & Coon and it was the best decision we made! They are a customer service driven organization that exceeds our expectations every time. Shannon does a tremendous job handling our account, from the day to day activities whether it is responding to any insurance questions or the renewal process. She is responsive and dedicated to all our requests. Mike Halter is extremely knowledgeable when it comes to risk management/loss control and understands municipal risks. He has become an integral part of Steuben County’s Safety Team, helping to define our safety programs. At Haylor, Freyer & Coon, you are a part of their family and not just a customer. We would highly recommend them for your municipality or business needs.”

    Scott Sprague & Robyn Spillane

    Steuben County Risk Manager & Sr. Risk Mgmt Associate (respectively)

    We Save our Clients Time, Money, and Worry.


    100's of Clerical Errors


    Millions in Claims


    Streamlined Programs

    How We Make A Difference

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