HF&C is one of the few Agencies that truly Specializes in Collegiate Risk.

As one of the largest brokers nationwide, we are partnered with every insurance market that is licensed as a best in class carrier in the student insurance space.
We offer consultative guidance on effectively operating your insurance program, negotiate the best possible coverage limits at competitive prices, and perform a detailed contract and policy review. Aside from our state of the art waiver and enrollment portal, we offer a customer service centric servicing model that is at the center-point of our brand.

The Haylor difference

Proactive Strategy

We quickly get ahead of your claims and communicate with you when they occur, how we will adjudicate the claim timely, and how we can help prevent a similar loss moving forward. We handle all workload for our client such as preparing the proof of loss statements, managing claim reporting, current claim utilization, and forecasting future trends.

account calendar

Reinforce our service

Account Calendar

We offer proactive customized, annual servicing calendar that supports our ongoing service and support to you, our client. Every detailed account servicing calendar is created with each specific client’s input, with mutual goals in mind. These goals are outlined with checkpoints throughout the service year and serves as both a blueprint and a report card.

Our Coverage Options

We Appreciate your consideration in working with you. Speak with one of our consultants today!

Our Partners Satisfaction


The College of Saint Rose has been working with Haylor, Freyer and Coon for the past eight years and have been totally satisfied with the quality service they provide. They have been true partners working side by side with us in offering quality health insurance for our students. It has given me piece of mind knowing that I can depend on the professionals at HFC to respond to and quickly respond to any questions and concerns that arise.

The College of St. Rose

star rating

Are you a College Student?

Contact A Specialist