Insurance Solutions aren’t Manufactured on an Assembly Line.

Insurance for Manufacturing Businesses

You need a custom program developed around the needs of your business, and the team at Haylor, Freyer & Coon can deliver just that.

Our experienced staff understands the nuances of all types of manufacturing and the complex sets of risk inherent to each. More importantly, we know how to leverage this understanding to offer competitive solutions that balance risk and value to protect your business, workforce and products today and well into the future.

Plus, our offerings to manufacturing clients go beyond insurance solutions. We have professionals on staff who are available to assist with a wide array of technical services including Safety Training, OSHA Compliance, Loss and Risk Analysis, and Alternative Risk Options.


“Brown’s Feed, Inc has worked with Becky Perkins for many years and continue to do so because of the personal service that she brings to our company. From the early morning meetings to meet the needs of our employees, to the emails just checking to make sure all is going well. We also take advantage of the other benefit services that Haylor, Freyer & Coon offer, such as health care reform and compliance. We look forward to many more years of doing business together.”

Brown's Feed, Inc.

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Tracy Cifra

CPCU, Risk Management Advisor, Director of Global Placement


Tracy is Haylor, Freyer & Coon’s International Gatekeeper working closely with our Assurex partners.  Tracy handles the foreign coverage issues for our firm as well as the coordination of the reverse flow business. Prior to joining HF&C as a broker in 2004, Tracy had accumulated 15 years of experience as a senior underwriter with several major carriers.  Her experience and knowledge in this area as well as her successful transition to the brokerage world led to her being named HF&C’s lead international person. Tracy has over 20 years of experience in the insurance industry and an extensive underwriting background.  Prior to joining HF&C, she managed an $11 Million dollar book of workers compensation business, primarily in the manufacturing, healthcare and service segments.  In addition to her international duties, Tracy handles a sizeable book of local business. Tracy is a graduate of LeMoyne College, with a degree in Finance.  She obtained her Charted Property and Casualty Underwriter designation in 1995.

Steve DeRegis

Sr. Vice President, Risk Management Consultant


Steve’s goal is to become a “trusted advisor” to his clients. He accomplishes this by advocating for his customers and addressing their needs on a daily basis. Attention to detail and servicing his client’s needs are his top priorities. He takes a “consultative approach” with his clients by making sure his customers are properly protected as well as educated with regard to all of the options available to them in the insurance marketplace. His philosophy is not to just sell a customer more insurance but to find the most cost effective options to handle a company’s risk management needs. This may be accomplished by transferring a customer’s liabilities to other responsible parties through contracts and/or agreements, by taking steps from a safety standpoint to mitigate exposure to loss, or by implementing management practices that provide for checks and balances to reduce a certain risk. His goal for a customer’s insurance program is to have a comprehensive program that is aggressively priced as well as making sure his clients are proactive from a risk management perspective. This will ultimately protect the company’s assets and lessen their overall insurance costs. Steve handles Haylor, Freyer & Coon’s larger complex accounts. His accounts are both domestic and internationally based and they include privately held and publicly traded companies. His knowledge of insurance products is wide ranging from guaranteed cost options and international products to the alternative marketplace, including captives and self-insurance. Steve has over 30 years of experience in the Insurance Industry. He was also a member of Syracuse’s Common Council for eight years and played a major role in the successful redevelopment of a historic area in the City of Syracuse. Steve lives in Jamesville, NY, is married and has four children. He is an active coach of youth sports, mainly basketball which is one of his passions.
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