Contractors Insurance

Risk Management & Surety

In construction, quality comes down to experienced people bringing together the right resources and products with true attention to detail. In insurance, it’s no different.

Haylor, Freyer & Coon is here to meet the construction insurance needs of contracting firms of all sizes and specialties, including general building, heavy highway, roofing, demolition and more.

Construction equipment
We don’t simply sell construction insurance – we serve as trusted advisors to our clients, developing comprehensive solutions to meet their ever-changing risk management needs. In this role, we go further to help protect our clients by reviewing bid specs and contracts to ensure you’re compliant and fully covered before you begin a job.

A strong team

The Foundation of it All

Our account managers bring many years of industry experience to the job. We’re available to meet with you face to face, and when we do, we know what we’re talking about.

Our team is supplemented with the right tools. We offer a broad range of construction industry coverage that include, but are not limited to:

  • Construction Surety Bonds
  • Workers Compensation
  • General Liability
  • Professional Liability
  • Environmental Liability
  • Umbrella Liability
  • Builders Risk
  • Alternative Risk Transfer Approach
  • Captives
  • Inland Marine
  • Employment Practices Liability

We bring you size, strength, and buying power that translates into more comprehensive coverage and competitive premium pricing for you as a client when you buy construction / contractor insurance from us. More importantly, you can rest assured that you’re backed by a global network that will keep you covered no matter where your business takes you.

“To Whom It May Concern: Our company recently switched our commercial liability and automobile coverage to Haylor, Freyer & Coon and I wanted to take the time to pass along our gratitude for the fine service and savings we have received as a result of switching. The process of switching insurance carriers presented me with the potential for a great deal of work but Haylor, Freyer & Coon provided full turn-key service making the transition very smooth and much quicker than I thought it would be. We have received professional and un-biased advice on how best to manage our insurance for both the coverages we carry with them as well as the coverages we carry elsewhere. The staff is prompt to respond to all requests ranging from insurance certificate requests to general policy related questions. Respectfully, Matt Wallack Aerial Erectors, LLC”

Matt Wallack

Aerial Erectors, LLC

Contact a Construction Specialist

Cynthia Bostley, CIC, CRIS

Risk Management Consultant


Cindy currently serves as a Risk Management consultant working out of the Rochester branch of Haylor Freyer & Coon. Cindy is experienced in many industries to include construction, manufacturing, healthcare, municipalities and more. Cindy has worked with a wide range and diverse book of clients. Contract review, risk assessment, and risk transfer are key strengths. Cindy has accumulated 17 years of commercial experience during her tenure at large national brokerages. Cindy also spent five years handling sales and marketing initiatives for a supplier to the imaging industry. Cindy is well versed in sales management, multi-channeled advertising campaigns and online optimization and commerce. Cindy is a Magna Cum Laude graduate from Roberts Wesleyan College with a degree in Organizational Management. She also obtained her Certified Insurance Counselor designation in 2006 and her Construction Risk Insurance Specialist designation in 2017 to provide a higher level of guidance to her clients. Cindy resides in Hilton, NY with her husband Eric and their 3 children.  She enjoys golf, animals, lacrosse and coaching soccer. Cindy is also active with the Rochester Builders Exchange, Rochester Homebuilders Association, and her local community.

Tony Procopio

Vice President, Risk Management Consultant


Tony has 29 years of insurance experience developing and managing large commercial accounts throughout the northeast. He began working in the insurance field shortly after earning a BS in Management Science at SUNY Oswego in 1985. Prior to coming to Haylor, Tony was employed by both Wausau as a Senior Underwriter, and Robert J. Hanafin, Inc. as VP in sales. His vast underwriting experience has provided the tools and expertise needed to service clients in all areas of insurance and risk management. Tony has built one of the largest client books comprised of mid to large companies with a focus on construction, large manufacturers, transportation and nonprofits. Of primary importance to Tony is providing his clients with total insurance solutions. He provides risk management services including policy reviews, coverage gap analysis, risk transfer support, guaranteed cost options and alternative programs such as captives. His goal is to ensure that the customer has proper coverage, and that the terms & conditions meet the requirements for their contracts. His focus is on protecting the assets with strategic competitively priced programs. Tony is an individual HF&C shareholder, as well as the unit leader of the Bond Department. He is constantly updating his industry specific knowledge to better serve his clients. He is an active member of the Subcontractors Association of Central New York, the Surety Association of Syracuse, the Syracuse Builders Exchange, the Association of Builders and Contractors, and the Manufacturers Association of Central New York. Tony speaks at various association, accounting and banking firms regarding risk management advisement and worker’s compensation. At HF&C he mentors up and coming risk management advisors. Involving SUNY Oswego, he has lectured students in Risk Management. Tony is an active community member involved in many programs and groups. As a member of the YMCA Metro Board of Greater Syracuse, he recently chaired the most successful YMCA Annual Campaign. Frances House, Arise, St. Ann’s Food Pantry and youth sports coaching are other programs where Tony volunteers his time.
Contact A Specialist