Our Consultant

Sheila Gilroy

Risk Management Advisor

Sheila began her insurance career with Allstate in the early 80’s and gained additional experience working for AMICA, and Gilroy Insurance before joining Commercial Travelers Mutual Insurance Company.  At Commercial Travelers, Sheila spent 21 years specializing in student accident, catastrophic accident insurance products for public and private schools, special risk accident and participant liability products for municipalities, youth, church groups, special events and college accident and health programs.

Sheila is a graduate of SUNY Geneseo.

Some of the specialized programs offered through Haylor, Freyer & Coon, Inc

  • Health Programs for Domestic & International Students
  • Student Accident Insurance
  • Travel Accident Employees and Students
  • Catastrophic Accident
  • Summer Camp Accident and Liability
  • Sports Leagues Accident & Liability Coverage
  • Sport and Non-sport Recreation Programs
  • Accident Sports Accident programs
  • Catastrophic Sports Programs
  • Student Study Abroad Programs
  • Student Personal Property
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