Our Consultant

Pat has over 30 years of experience developing and managing commercial accounts with a specialty in The Construction Industry. Pat’s underwriting background provides the tools and expertise needed to service his clients in all areas of risk management. He began his career with Royal Insurance in 1981 and continued on the company side of the business with underwriting positions of increasing responsibility for the next 17 years. Pat transitioned to an Agency environment in 1998 as the VP of Marketing for a local Agency and in 2013 joined the HF&C team as an Account Executive. This talented insurance professional now ensures that HF&C delivers premier services to customers dealing with risk management issues. He believes in working closely with clients to craft and implement effective cost-efficient programs that reduce risk and provide long term solutions. Pat is a 1981 graduate of SUNY Cortland with a BA in Economics with minors in Business and Math.

Services Available through HF&C:

• In-depth coverage and exposure reviews
• Risk transfer analysis and support Bid specification review
• Experience modification analysis
• Comprehensive claims review and analysis
• Captive Specialist